Trezor · Product Vision 2026

"AI isn't just changing our tools —
it's changing how teams are organized."

The future of product teams belongs to orchestrators.

Daniel Valčík

Head of Design / Trezor / March 2026

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0%

of enterprise apps will integrate AI agents by end of 2026

Gartner
0%

of product professionals already use AI regularly

Reforge
0%

of large engineering teams will reorganize by 2030

Gartner
0hrs/day

saved through deep AI integration into workflows

Reforge
[01]

Current State

Where the industry stands, and where Trezor fits in

The Traditional Model

Most product organizations today operate on the model described by Marty Cagan at SVPG. An empowered product team consists of a product manager, a product designer, and engineers led by a tech lead.

The team is focused on outcomes, not output, and has the authority to find the best solutions to the problems it's been entrusted with.

PM
Designer
Tech Lead
3–4 Eng

This model worked brilliantly in the cloud era.

Trezor Today

Trezor currently operates in domain-based teams: Growth, Wallet, Trade, Earn, Foundation, and others. Each team has a PM, designer, and tech lead with engineers.

Growth Wallet Trade Earn Foundation

It's a classic empowered model. The CEO wants to go the AI route, which opens a fundamental question:

How must this model adapt?

The Tipping Point 2025–2026

AI isn't just a new tool. Like cloud computing before it, AI represents a paradigm shift that will completely redefine how we build products. Cloud didn't just add servers. It catalyzed cross-functional pods, continuous deployment, product-led growth. AI will do the same for team structure and decision-making.

55 years of the same trend

Teams keep getting smaller. And more powerful.

1970
20–100+ people
Mainframes

Waterfall

Specialized departments hand off work sequentially through documentation gates. Requirements → Design → Code → Test. Upfront planning was rational when hardware cost millions.

Surgical Team

Brooks argues for small, sharp teams around a chief programmer. "Adding manpower to a late project makes it later." Communication overhead grows quadratically. Doubling the team more than doubles the coordination cost.

Agile / Scrum

Cross-functional teams deliver working software in short iterations. 17 practitioners write the Agile Manifesto at Snowbird, Utah. Customer collaboration replaces contract negotiation.

DevOps

"You build it, you run it." Development and operations merge into one team. 10+ deploys per day at Flickr. Infrastructure becomes code.

Spotify Squads

Autonomous squads own features end-to-end. Tribes, chapters, guilds for cross-cutting alignment. The model everyone copied, including Spotify eventually moving on from it.

Empowered Product Teams

PM + Designer + Engineers solve problems, not build features. Accountable for outcomes, not output. Cagan's SVPG model becomes the gold standard for product organizations.

AI-Augmented Teams

AI coding assistants dramatically increase scope per person. GitHub reports nearly half of new code written with Copilot among adopters. Team sizes start compressing as individual leverage skyrockets.

What comes next?

The trend is clear: smaller teams, bigger scope, every decade. But AI doesn't just shrink teams. It changes how they're structured entirely.

[02]

What the Leaders Say

Research from the world's leading product thinkers and organizations

SVPG Marty Cagan

Smaller Teams, Bigger Scope

Thanks to AI-powered tools, the cognitive load on teams decreases, which means the scope of responsibility for a single team can increase dramatically. Fewer teams with smaller sizes, but greater autonomy and impact.

"The majority of people that believe all these roles are about to be automated are just telling me that they are not yet aware of what they don't know."
Smaller teams Preserve expertise No solopreneurs
Reforge Brian Balfour

Startup Magic at Scale

In early startups, something magical happens: teams ship more with fewer people. As the company grows, that magic disappears. AI can maintain the magic of early-stage startups even at scale.

"In the age of AI, taste will become more important than skills as much of skill-based work is offloaded to compute." — Scott Belsky, former CPO of Adobe
Product intuition Taste > Skills Historical analogy
PwC 2026 Predictions

The AI Studio Model

PwC introduces the "AI Studio", a centralized hub with reusable tech components, evaluation frameworks, a sandbox for testing, and deployment protocols.

"The grassroots approach may generate impressive adoption numbers but seldom produces meaningful business outcomes."
Centralized hub Go narrow & deep Orchestration layer
Vercel Guillermo Rauch

Everyone Builds Now

Designers, marketers, and PMs can contribute directly to code through AI. Three essential skills: clear product intent, effective AI coaching, and quick problem-solving.

"Deep understanding of software systems remains valuable, but output quality depends on the taste of the person directing the AI."
Exposure hours AI coaching Democratized building
CIO.com Composite Squads

Spotify Model Evolved

Hybrid units where human members collaborate with AI copilots and embedded agents. Liquid Workflows dynamically redistribute work. Cognitive Mesh shares intelligence across squads.

35%faster time-to-market
50%fewer post-release bugs
Human-AI squads Liquid workflows Agentic governance
Klarna Cautionary Tale

What Happens When You Replace Instead of Augment

CEO aggressively promoted AI as a replacement: workforce dropped from 5,500 to 3,400. An AI chatbot reportedly replaced 700 customer service agents.

Six months later: customer satisfaction dropped dramatically. Siemiatkowski admitted: "We went too far."

Lesson for Trezor: Change how people work with AI. Augmentation, not substitution.

Microsoft Design

An AI-first design system must support adaptability, context, and memory. We're moving from fixed layouts to dynamic spaces.

IBM Think 2026

AI is moving from individual usage to team and workflow orchestration. From passive assistant to active collaborator.

Insight Partners

The experimental phase is over. Discovery and delivery have merged into a single continuous loop.

[03]

The Vision

Hub-based architecture for AI-native teams

A hybrid model that preserves empowered teams, adds shared AI hubs, and enables role convergence toward the Orchestrator.

Current Model
PM
Designer
Tech Lead
3–4 Eng

Repeated in every team. Siloed knowledge.

Core Hubs
Design
TokensComponentsTemplates
Content
UI CopyToneStandards
Insights
ResearchAnalyticsValidation
Specialized Hubs
Security
ComplianceThreat ModelsAudit
Experimentation
A/B TestsFeature FlagsMetrics
Localisation
CultureEducationMarkets
Orchestrator
Queries hubs before building. Not all hubs on every project.
Domain Teams
Growth
Wallet
Trade
Earn
Foundation
+ more
The Problem

Siloed knowledge, duplicated effort

Today, each domain team has its own PM, designer, and tech lead with engineers. Knowledge and patterns stay siloed. Each team reinvents the wheel.

Design systems exist, but they're passive libraries. Research is fragmented across teams. Copy is written ad hoc, per feature. There's no shared intelligence, and when someone leaves, their knowledge walks out the door.

Core Hubs

Three foundational hubs

  • Design Hub: Without it, we can't guarantee consistent quality across teams. We can't allow everyone to use whatever they want, whenever they want. Enforces shared standards while enabling faster generation within guardrails.
  • Content Hub: One communication style, everywhere. No more forgotten touchpoints. When something changes, FAQ, tooltips, and release notes update too. Standardization, not ad hoc copy.
  • Insights Hub: Is this even worth doing? Just because AI makes something easy doesn't mean we should do it. Validates ideas against real data and user needs. Every learning feeds back in.
Specialized Hubs

Three hubs for Trezor's reality

  • Security & Compliance Hub: Trezor builds a security product. One UX error can cost users money. This hub knows all security standards, regulations (MiCA, crypto legislation), threat models. Every feature is auto-audited before design even begins. Mandatory checkpoint for everything.
  • Experimentation Hub: Orchestrates A/B tests, feature flags, and experiments across all teams. Knows what's running, where overlaps are, when statistical significance is reached. Alerts when there's a clear winner, or when an experiment is hurting metrics. Results feed into Insights Hub.
  • Localisation & Education Hub: Trezor has global users and crypto is inherently education-heavy. Not just translation, but cultural adaptation and contextual intelligence. A Japanese user needs different onboarding than a German one. Knows that in Brazil, self-custody interest is rising due to currency instability, so adapt messaging accordingly.
The Orchestrator

Queries first, builds second

The Orchestrator doesn't build from scratch. They query the hubs. Not all six hubs on every project. Security is a mandatory checkpoint for everything. Experimentation kicks in during testing. Localisation when scaling to new markets.

Each Orchestrator leads a smaller team (+ Tech Lead + 1–2 engineers) but has far greater scope and impact because the hubs eliminate the grunt work.

Ownership

Each hub has a dedicated guardian

Hubs aren't self-running. Each is owned and maintained by a domain expert:

Design System Lead + teamDesign Hub
Content Lead + teamContent Hub
Research Lead + teamInsights Hub
Security Lead + teamSecurity Hub
Growth Lead + teamExperimentation
Localisation Lead + teamLocalisation

Domain teams don't disappear. They become smaller, faster, and more autonomous. And because each team needs fewer people, we can have more teams covering more domains than we do today.

AI makes everything possible. Hubs make sure we only build what's validated.

Core Hubs Foundational

Design Hub

Why it exists

Without centralized design governance, consistent look & feel is impossible as teams scale. We cannot allow each team to use whatever they want. The hub guarantees quality and coherence across every product surface.

  • Base Rules: Design tokens (colors, type, spacing) readable by AI agents
  • Smart Components: Know when, where, and with what to be used. AI-enforced consistency
  • Generative Templates: AI generates layouts within defined parameters, not from scratch
  • Non-Deterministic Design: Guardrails for adaptive, AI-generated UI. Defines how far it can flex, where the hard lines are
Owned by Design System Lead + team

Content Hub

Why it exists

One communication style, everywhere. When a flow changes, the hub flags every place that needs updating: FAQ, tooltips, release notes, help center. Nothing gets forgotten. Standardization across all channels and languages.

  • UI Communication: Onboarding copy, errors, success states, empty states, tooltips
  • Propagation Awareness: Knows all touchpoints that must update when something changes
  • Tone & Standards: Unified voice, terminology, and writing rules across every channel
Owned by Content Lead + team

Insights Hub

Why it exists

Just because AI makes something easy doesn't mean we should do it. The Orchestrator must validate whether an effort is worth pursuing before they start. Focus on what matters and know why. Every learning feeds back into the hub for the next team.

  • Pre-Validation: Is this idea grounded in real data and user needs? Should we even pursue it?
  • Data Synthesis: Connects qualitative (interviews, feedback) with quantitative (analytics, metrics)
  • Organizational Memory: No knowledge walks out the door when people leave
  • Feedback Loop: Test results and new learnings flow back in, available to every team
Owned by Research Lead + team

Specialized Hubs

Security & Compliance Hub

Why it exists

Trezor builds a security product. Security isn't nice-to-have, it's core. One UX error can cost users money. This hub knows all security standards, regulations (MiCA, crypto legislation), threat models and best practices.

  • Pre-Design Audit: "What are the security implications of biometric onboarding?" Answered before design starts
  • Auto-Compliance Check: Every new feature validated against security checklist and regulatory requirements
  • Threat Intelligence: Evolving crypto-specific threat models, updated continuously
Owned by Security Lead + team

Experimentation Hub

Why it exists

What growth teams do manually today, orchestrated across all teams. Knows what experiments are running, where they overlap, and when statistical significance is reached. Results automatically enrich the Insights Hub.

  • Experiment Orchestration: A/B tests, feature flags, multivariate tests across teams
  • Collision Detection: Flags overlapping experiments that could contaminate results
  • Auto-Alerting: Notifies when there's a clear winner or when metrics are being harmed
Owned by Growth Lead + team

Localisation & Education Hub

Why it exists

Global users, inherently education-heavy product. Not just translation, but cultural adaptation and contextual intelligence. A Japanese user needs different onboarding than a German one, beyond just language.

  • Cultural Adaptation: Market-specific messaging, education depth, and UX adjustments
  • Market Intelligence: "In Brazil, self-custody interest is rising due to currency instability. Adapt messaging for this market."
  • Education Content: Knowledge base, help center, and onboarding tailored per market maturity
Owned by Localisation Lead + team

What we considered but integrated

Code / Architecture Patterns

Could be a standalone hub, but makes more sense as an extension of Design Hub across the full stack: UI components + API patterns + coding standards readable by AI.

Brand Hub

Overlap between Design Hub (visual identity) and Content Hub (tone of voice). Brand guidelines are a shared layer both hubs respect.

Data Hub

Analytical infrastructure, not a standalone hub for Orchestrators. The Insights Hub consumes data infrastructure under the hood.

How It All Connects

Each domain team has an Orchestrator who queries the hubs. Security is a mandatory checkpoint for every project.

Domain Teams Orchestrators AI Hubs Growth Wallet Trade Earn Foundation +more Design Content Insights Security MANDATORY Experiment Localisation Queries hub Mandatory Cross-hub
[04]

The Orchestrator

A new kind of product leader

The Orchestrator combines PM, designer, and technical leader. Not a solopreneur, but a leader of a smaller team who can:

01

Define the problem and strategic intent

PM competency
02

Design and validate the user experience

Design competency
03

Effectively prompt and direct AI tools

Technical literacy
04

Communicate with shared hubs

Orchestration
05

Be accountable for outcomes, not output

Ownership
Key Principle

Taste > Skills

"In the age of AI, taste will become more important than skills as much of skill-based work is offloaded to compute." — Scott Belsky & Guillermo Rauch

When looking for Orchestrators, prioritize product sense and design taste, not the strongest technical profiles.

It's already happening

They call it different names. It's the same convergence.

The Orchestrator isn't a theoretical construct. Companies are hiring for this role right now. They just don't agree on what to call it yet.

Company They call it What it means
VercelDesign EngineerDesign + code as one fluid skill. $200k+ salaries.
Linear, Stripe, RaycastDesign EngineerPrototype in Figma, ship in code, own the entire UI layer.
LovableProduct EngineerFull-stack builder. Product thinking + engineering in one person.
TikTokProduct Designer (Design+Code)Design experiences and bring them to life through working prototypes. Vibe coding in job title.
Shadow Light StudiosVibe Coder Product DeveloperOwn product features from concept to shipped code. Ship prototypes within hours using Cursor.
Modern AmenitiesAgentic Engineer (AI-Native Builder)Build AI systems using Claude Code and Cursor. Ship quickly, own outcomes.
ShopifyAI-first culture"Prove AI can't do it before hiring a human." AI fluency in performance reviews.
Timedrift CollectiveGame Developer / Vibe CoderAI writes ~90-95% of the code. Human drives architecture and creative direction.
OakNorthAI-Native Engineering TeamEntire team structured around AI tools. Research emerging AI methods, prototype rapidly.
Imagine LearningAI Product ManagerUse vibe coding tools for rapid prototyping. PM who builds, not just specs.
[05]

Proposed Model for Trezor

From domain teams to hub-augmented teams

Today

Team sizePM + Designer + Tech Lead + 3–4 engs
Teams~6 domain teams
Shared resourcesDesign system (Figma/Zeroheight)
DiscoveryPM + Designer research
UI/UX creationDesigner manually
CopyAd hoc, per-feature
DeliverySprint-based

Target State

Team sizeOrchestrator + Tech Lead + 1–2 engs
TeamsMore teams, but smaller
Shared resourcesDesign Hub + Content Hub + Insights Hub
DiscoveryOrchestrator + Insights Hub (AI)
UI/UX creationOrchestrator + Design Hub (AI + human)
CopyContent Hub (automated consistency)
DeliveryContinuous, AI-accelerated
Live Scenario

Growth team redesigns onboarding

Press play to watch the Orchestrator work through a real scenario
Awaiting orchestrator input
Onboarding Analysis
Drop-off at step 347%
Mobile conversion gap-23%
Exit survey: "seed phrase confusing"68%
"Users abandon when they don't understand why they need to write down 12 words"
Security Audit
MiCA compliance verified
Seed phrase flow meets security standards
Biometric auth: no key material exposed
Add clipboard access warning on mobile
Approved with 1 condition
3 Variants Generated
A: Progressive disclosure
B: Split hero
C: Step-by-step wizard
Copy Generated: 14 strings
Welcome

"Your keys. Your crypto. Let's get you set up."

Seed phrase intro

"These 12 words are the only way to recover your wallet. Write them down. We can't do it for you."

Success

"You're all set. Your Trezor is ready to protect your assets."

Error

"Something didn't work. Don't worry, your funds are safe. Let's try again."

2 FAQ articles flagged for update
Cycle Complete
3design variants
14copy strings
1security condition
knowledge captured

All results fed back into Insights Hub. Available to every team for the next project.

Ready

Roles in the New Model

Orchestrator

Product strategy, design sense, technical literacy, prompt engineering, outcome ownership

Primary user of all three hubs.

Tech Lead

Architecture, code review, AI-augmented development, system integration

Consumes Design Hub for implementation.

Hub Engineers

DS, content pipelines, data infrastructure

Own hubs as a product.

Design Lead

Design governance, brand integrity, AI tool training, systems thinking

Owns the Design Hub.

Research Lead

User research methodology, data analysis, synthetic research

Owns the Insights Hub.

[06]

Implementation Roadmap

A phased approach: gradual, measured, reversible

Q2 – Q3 2026

Phase 1: Foundations

  • Audit current workflows: Map where teams spend time, find AI-suitable tasks
  • Build the foundational Design Hub: AI-readable format (MCP, metadata)
  • Pilot the Insights Hub: Connect feedback sources into a single system
  • Upskill the team: Prompt engineering, AI prototyping, AI research
Q3 – Q4 2026

Phase 2: Pilot Team

  • Select one domain team (e.g., Growth) for the pilot Orchestrator model
  • Test hub-based workflow end-to-end: From insight to delivery
  • Launch Content Hub: Tone of voice + AI copy with human validation
  • Measure: Cycle speed, output quality, team satisfaction
2027

Phase 3: Scaling

  • Extend the Orchestrator model to additional teams
  • Connect hubs into an integrated orchestration layer
  • Add predictive capabilities: Predict needs and breaking changes
  • Increase team count: Smaller but more, hubs eliminate duplication
[07]

Risks & Mitigations

Output Uniformity

AI may produce generic outputs.

Mitigation

Design Lead as quality guardian. Human-in-the-loop. Guardrails in Design Hub.

Loss of Deep Expertise

Orchestrators may become "mile wide, inch deep."

Mitigation

Preserve Hub Leads. Continuous learning. The tool is not the skill.

Team Resistance

People may feel threatened by changing roles.

Mitigation

Transparent communication. Training as investment. Gradual pilot rollout.

Hub as Bottleneck

Hubs can't keep up with demand.

Mitigation

Dedicated hub teams. Self-service access. SLAs on responses.

The Klarna Effect

Overly aggressive AI replacement.

Mitigation

Augmentation, not substitution. Measure quality, not just speed.

AI Output Quality

Hallucinations, bias, inconsistency.

Mitigation

Automated validation. Red teaming. Feedback loops into hubs.

[08]

Key Takeaways

Consensus across all research sources

01

Teams will shrink but gain greater scope

Gartner, SVPG, and Reforge all agree.

02

Centralized AI hubs are the future

PwC, Gartner, and Reforge confirm from different angles.

03

Roles are converging, but not completely

The Orchestrator emerges, but deep expertise remains critical.

04

Taste becomes the differentiator

Skills will be commoditized by AI. Product sense defines winners.

05

Design systems become intelligent ecosystems

From style guides to living, AI-enforced systems.

06

Augmentation wins over substitution

Klarna showed the opposite. Change how people work with AI.

Trezor has the opportunity to be an early mover in this transformation.

The hub-based architecture model is in direct alignment with trends documented by PwC, Gartner, SVPG, Reforge, and others.

Daniel Valčík · March 2026
[Sources]
SVPG Marty Cagan, 2025
Reforge Brian Balfour, 2025–2026
PwC 2026 AI Predictions
Gartner AI Agents 2026
IBM Think 2026 Trends
Insight Partners AI Adoption 2026
IMD AI Trends 2026
CIO.com Composite Squads
Klarna Case Study 2025
Vercel Guillermo Rauch, 2025
Microsoft Design AI Era DS, 2025
Daniel Valčík "Designing Tomorrow", 2025